Turn Your RMD Into a Gift That Changes Lives

If you’re age 73 or older, you’re required to take annual withdrawals, called Required Minimum Distributions (RMDs), from your retirement accounts. While these withdrawals are taxable, they also present a unique opportunity to support Camp Ondessonk in a meaningful and tax-smart way.

Through a Qualified Charitable Distribution (QCD), you can transfer funds directly from your IRA to Camp Ondessonk. This gift counts toward your RMD but is not included in your taxable income. Even if you take the standard deduction, you can still benefit from this approach.

According to Internal Revenue Service guidance, qualified charitable distributions are one of the most tax-efficient ways for eligible donors to support charitable causes while meeting required withdrawal obligations.

Many donors choose to use their RMDs to make unrestricted gifts, fund camper scholarships, or support a program or project close to their heart. It’s a simple way to turn a required withdrawal into something deeply impactful. Making a QCD is as easy as contacting your IRA administrator and requesting a direct transfer to Camp Ondessonk. If you’re looking for a straightforward way to give while reducing your tax burden, this may be one of the most effective options available

Click here to make a gift to Camp Ondessonk.