Turn Your IRA Distribution Into an Ondessonk Opportunity
If you are 70½ or older and have an individual retirement account (IRA), you may be able to support Camp Ondessonk through a Qualified Charitable Distribution (QCD). This giving strategy allows eligible individuals to transfer funds directly from an IRA to a qualifying charitable organization, creating an opportunity to turn retirement savings into meaningful support for future campers.
A QCD can offer several important benefits. The distribution is generally excluded from your federal taxable income, and if you are required to take a Required Minimum Distribution (RMD), your qualifying gift can count toward that requirement. Unlike a charitable contribution made with money you have already withdrawn, a QCD does not require you to include the qualifying amount in income and then claim a charitable deduction for the same gift.
For 2026, the annual QCD exclusion limit is $111,000 per eligible individual, subject to IRS rules. You do not have to itemize deductions to benefit from a QCD, and you can make a gift even if you are not yet required to take RMDs. The funds must be transferred directly from an eligible IRA to the charity; receiving the distribution yourself before donating it generally disqualifies it from QCD treatment.
Imagine turning part of your annual IRA distribution into an opportunity for a child to attend Camp, support for the horses and equestrian program, or resources to care for the trails and natural spaces that make Ondessonk special. A QCD can be a practical way to connect your financial planning with the mission you care about.
Contact your IRA administrator to ask about making a QCD to Camp Ondessonk. Please consult your financial or tax advisor to confirm your eligibility and the tax treatment of your gift.
Want to do more? Explore more ways to support Camp Ondessonk.